Your final driving premium is calculated using the K's you drive x the per-KM rate that's applicable to your policy.
Your Fixed premium and your per-KM rate are determined by a number of factors, including:
- The make and model of your car
- Your car’s agreed value
- Where you keep your car
- The age and gender of drivers listed on your policy
- The claims history of drivers listed on your policy
- How you use your car
- Whether there is finance on your car
and any other applicable government taxes and charges KOBA differs by letting you be in control of the final price by charging your monthly driving premium based on what you use.
Driving less this month? You'll save more.