Yes! You are covered from your policy start date.
If your cover has started and you haven't yet received your KOBA Rider, we use the estimated annual usage you told us when you took out your policy to charge your Driving premium until your vehicle data is activated.
When KOBA starts receiving data from your car, you'll be swapped to the PAYD payment model automatically and start paying your km driven.
If you buy your policy in advance and plug in your KOBA Rider before your cover has started, don't worry, we won't charge any KMs until your cover actually starts.
When you first sign up to KOBA, you have 14 days to receive and plug in your KOBA Rider so it begins transmitting a signal. If we don't receive a connection from your device, within 14 days by default, your policy will charge you the maximum daily amount (250 km/day). If you think this is a mistake, please get in touch and we'll look to update these charges.
Please make sure you have the Rider plugged in and connected by the 21st day; otherwise you may be at risk for automatic cancellation.