We ask you to list any driver in your household that you want covered. So it is important to remember that a household member you don't list is not covered to drive.
You should also list any driver who is not part of your household if they are likely to drive your car. A driver who is not from your household can be covered if you don't list them but there is an additional unlisted driver excess that is applicable if you need to make a claim and they are the driver.
Keep in mind that you have responsibilities to ensure that other drivers are legally licensed to drive your car, or that they will not do any intentional or reckless acts that may result in loss, damage or legal liability.