KOBA Insurance customers pay for their insurance differently vs. traditional car insurance brands. We only charge you for what you use.
Every KOBA customer has two calculations on their total insurance premium; a driving premium that gives you a unique per-km rate and covers you while driving, and a fixed premium that covers your car while parked. This fixed premium covers your parked car from things like fire, theft, hail and damage caused by someone else. You can pay this annually, or monthly.