Like anyone that offers insurance, we are obsessed with data, however instead of using your data
against you, we want to use it to help. KOBA takes a strong position around trust, security, and integrity. We believe that your data is yours and you should be able to decide what to do with it. We want to be leaders in the industry in using data to benefit our customers.
About the data we collect
- Telematics Data
The KOBA Rider device or Connected Car service provides us with vehicle data that we use to provide you with insurance. We use your vehicle data to manage your policy, any claims you make and offer you a best in class service that is personalised for your needs. We use your vehicle data to offer fair and transparent pricing, as well as better understand what happened if you need to make a claim.
- Other Data
In the future we hope to enable you to link your KOBA account (via the App) to other products,
institutions or apps . This will be completely optional, so that we are able to provide you with
additional benefits. We may anonymise this data and share it with 3rd parties to provide you with a better service.
- Data Aggregators
When you integrate your KOBA account to your car, we will use services provided by third party
accredited data recipients and aggregator (ADR), to automatically pull the telematics data from your car. When you enter your details, you will be directed to the relevant third party to enter your details and to accept their terms and conditions of use. Please read their relevant terms and conditions of use and consider if they are acceptable to you before proceeding.
All information that we hold is stored securely in Australia, we have systems in place to ensure that we are as compliant as insurers and financial institutions/banks in Australia.
We value your data, any information that you provide us with will not be passed on to third parties to engage in direct marketing. We may send information to you from time to time relating to products, benefits, offers and services that we think can assist you, which you can opt out of at any time.