As a new insurance company, we've taken a conservative approach with our underwriter as to the kinds of vehicles that we're able to insure at launch.
Unfortunately, this includes any High Performance Vehicles with a Torque to Weight ratio in excess of the calculated ratio value of 300.
Power + Torque data is provided by the Glass’s Guide and KOBA creates a ratio calculation for the purposes of Pricing & Underwriting. This ratio is calculated as follows: Torque/KerbWeight*1,000.
If your vehicle has a higher Power-Torque ratio in excess of the calculated ratio value of 300, it is too powerful for us to insure at this time.
Stay tuned though. We hope to open up our requirements in future.