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  3. Policy Info

Policy Info

  • I don't have an OBD-II port in my car, can I still use KOBA?
  • Definitions to the 'Key Terms' in the PDS
  • Am I covered to drive other people's cars?
  • I'm changing the type of tyres on my car. Do I need to let you know?
  • I'm trying to get a second policy with you. Why can't I use the same email address?
  • Will my Fixed cost, or per-km rate ever change?
  • Can I have two KOBA policies, one for each car in my household?
  • What is the definition of Your car?
  • Who does the document refer to when it mentions "You, your, yours"
  • What is Vehicle data?
  • What does a Total loss mean with regards to KOBA insurance?
  • What is a Substitute car?
  • How does KOBA define Premium?
  • How long does the Policy period last for?
  • What is the definition of a Policy?
  • How is the per-kilometre rate calculated?
  • Who is considered a Listed driver?
  • How far is a Journey?
  • What is the definition of an Incident?
  • Some of my personal details have changed: phone number, address, last name. How do I change my details?
  • Who is considered a Household Member?
  • What do you mean by Fixed Premium?
  • How do I calculate my Estimated Usage?
  • What is Insurance Excess?
  • How do you define Driving Premium?
  • What is a Connected Car?
  • What do you mean when you say the 'App' in the PDS?
  • What is the definition of Agreed Value?
  • What does Activated or Activate mean in the PDS?
  • Where can I see my policy documents?
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KOBA Insurance

This insurance is issued by KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), on behalf of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric). KOBA acts as an agent of eric and not on your behalf. Any advice provided on this site is general advice only and does not take into account your individual needs, objectives or financial situation. Terms, limits, conditions and exclusions apply. Before making a decision, you should carefully read the Product Disclosure Statement & Financial Services Guide (PDS & FSG), and the Target Market Determination (TMD), which are available at kobainsurance.com.au to help you decide if the product is right for you. If you purchase a policy, KOBA receives a commission, which is a percentage of your premium, and may be entitled to a profit share if certain thresholds are met in agreed periods. Please ask us for more details.

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