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  1. KOBA Insurance
  2. Pay-per-KM Policy
  3. Policy Info

Policy Info

  • How does pay-as-you-drive (PAYD) work?
  • What is covered in a KOBA comprehensive car insurance policy?
  • Why does KOBA only insure people within a certain age bracket?
  • Why doesn't KOBA insure High Performance Vehicles (HPVs)?
  • Who is KOBA Insurance?
  • I've never heard of KOBA. Is it a new insurance company?
  • Who is your Underwriter?
  • Am I covered if I add modifications to my car?
  • Am I covered if I park on the street?
  • Are there any age restrictions on a KOBA policy?
  • Am I covered against damage from an uninsured driver?
  • Are there medical restrictions?
  • Am I allowed to tow a trailer or caravan?
  • Can I get coverage for business use?
  • Can I get insured without any NCD?
  • Can I get insurance when I'm on my L's or my P's?
  • Can I insure my motorcycle, van, caravan, or motorhome?
  • Can I loan my car to others as part of a car sharing scheme?
  • Can I buy a policy today and get covered immediately?
  • Can I save if I'm a safe driver?
  • Do you cover windscreen damage?
  • Do you offer a multi-car discount? Can we put more than one car on the policy?
  • Do you offer new car replacement coverage?
  • Do you provide temporary cover?
  • How does the daily and monthly cap work?
  • I don't want comprehensive coverage, can I just get third party coverage?
  • I need indemnity insurance to work as a volunteer. Do you offer this?
  • I've had a prior claim where the other driver and I shared the fault. What option should I select when I tell you about this during a quote?
  • I've had insurance cancelled, can I still get policy?
  • Is a roof box or a roof rack a modification?
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KOBA Insurance

This insurance is issued by KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), on behalf of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric). KOBA acts as an agent of eric and not on your behalf. Any advice provided on this site is general advice only and does not take into account your individual needs, objectives or financial situation. Terms, limits, conditions and exclusions apply. Before making a decision, you should carefully read the Product Disclosure Statement & Financial Services Guide (PDS & FSG), and the Target Market Determination (TMD), which are available at kobainsurance.com.au to help you decide if the product is right for you. If you purchase a policy, KOBA receives a commission, which is a percentage of your premium, and may be entitled to a profit share if certain thresholds are met in agreed periods. Please ask us for more details.

Copyright © 2021 KOBA Insurance Pty Ltd, ABN 33 642 789 286